Located in New York, USA
An effective employee benefits package is an integral part of any organization's effort to attract and retain the best possible employees and members.
Are you looking for ways to enhance your employee benefits package while also controlling costs?
Many savy HR and business owners are finding that a comprehensive Voluntary Benefits program can help.
Voluntary plans are 100% paid by the employee (though employers are able to contribute, too). Employees can choose which voluntary plans are best for their own situation. Some voluntary plans pay cash benefits directly to employees to cover living expenses, lost wages, copayments and deductibles.
Voluntary benefits help fill in the gaps in out-of-pocket expenses due to the rising cost of health insurance and high deductible medical plans.
Term LIfe Insurance
Disability Insurance (Income Insurance)
Critical Illness Insurance
Hospital Indemnity (Gap) Insurance
Non Insurance Products:
Strong carrier partnerships providing best-in-class-solutions
Consolidated enrollment and communications service to reduce costs
Extensive experience negotiating with carriers on underwriting concessions, waivers of participation and higher levels of guaranteed issue
Helping you leverage multiple enrollment technologies including one on one, call center and web based platforms
What are the benefits to employers?
With Rainprotection Voluntary Plans, employers can provide a more robust workplace benefits package to employees without affecting their bottom line. Employees pay up to 100% for voluntary plans, but get the benefit of a group rate through their employer.
What are the benefits to employees?
With Rainprotection Voluntary Plans, individuals can purchase added protection for themselves and their families -- protection that includes life, disability, dental and vision. Discounts are available, too, with our pharmacy and dental discount programs. Employees have the flexibility, and convenience, to choose the Voluntary Plans that best meet their own personal needs.
Employees want an array of voluntary benefits that meet their diverse needs. Employee benefits remain an important driver of employee satisfaction. Well-designed benefits plans based on desires and needs of employees can enable companies to strengthen their ability to attract and retain workers. More than three-quarters of employees responding to the Employee Benefit Research Institute’s “2013 Health and Voluntary Workplace Benefits Survey” say the benefits package an employer offers prospective employees is extremely or very important in their decision to take the job.
With voluntary benefits, employees can customize their benefits package and choose what suits their individual needs. They can build a financial safety net by adding on traditional voluntary insurance products as well as non-traditional voluntary benefits such as employee purchase programs, financial education, pet insurance, legal plans and identity theft policies.
Contact us today to learn more and schedule a complimentary analysis of the voluntary benefits administration process at your organization.
We’ll help you find ways to enhance your voluntary benefits program and save money.